Welcome to Outstand.io

We take direct lenders through the end to end debt sale process, using our in depth knowledge of the industry to deliver unparalleled results for our clients.

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What We Do

What We Do

We provide lenders with the guidance and expertise required to better manage their credit portfolios. Whether our clients are new to the debt sale process, or are simply looking to get better returns on their assets, we provide a full, end-to-end service that guarantees the best results, so that our clients can continue to increase their cash flow.

Our consultancy means that we can deliver ongoing results, and adapt to the needs of our clients.

Why Use Us?

Outstand.io was founded in 2020 by some of the fintech industry’s most forward thinking and innovative minds. With backgrounds in debt collection, lending and credit brokering, the team has come together to create the service that they would want to receive.

Our primary goal is to give our clients a service that is a cut above the rest. Using years of combined experience with a wide variety of organisations in the debt sale industry, our innovative approach means that we can deliver results quickly, so our clients can get the best returns.

Financial Benefits

  • Immediate cash injection
  • An ongoing additional revenue stream to add ££ to your bottom line
  • A real and serious consequence for your customers to increase your early collections
  • Reduce the damage of bad debt to your company and ensure maximum balance sheet value
  • We will feedback any strategic findings to help you fine tune your lending criteria and reduce the effects of non-payment
  • You may be able to claim tax relief against VAT by selling debt

Reduce Cost & Increase Productivity

  • Removing the need to chase debt reduces your collections resource and staffing costs
  • We can remove the need, cost and resource for work with Debt Management Companies and Insolvency Practitioners
  • We remove the need and resource for regulatory overheads such as annual statements and SNOSIA’s
  • Free up your team’s time and allow your team to focus on what they do best
  • Increase staff morale (yes, really - it happens!)
End to End Debt Sale Brokerage
End to End Debt Sale Brokerage

You tell us what your requirements are, and we will set you up with a partner, from beginning to end.

Ongoing Expert Consultation
Ongoing Expert Consultation

Even after the contracts are signed and the first purchases are underway, we will be there to support you every step of the way.

Bespoke Procedural Creation
Bespoke Procedural Creation

From contracts to process guides, we’ll create the paperwork you need to support your business.

Regulation and Reputation

  • We help you maintain a good reputation in the marketplace for your products and services not for the chasing of debt
  • We are registered with the ICO and use a tier 1 PCI DSS data centre to protect your customers and your business
  • We’ll hold your hand every step of the way, including due diligence and ongoing due diligence requirements to ensure you have the systems and controls that the FCA expects
  • Comprehensive understanding of CONC, DISP and compliance to protect your business and interests
  • We can reduce your regulatory requirements regarding debt and reduce exposure to the FCA
  • Our ethical approach to Debt Collection removes any regulatory risk to you caused by an unethical Debt Collection Agency

Ongoing After Sale Support

We’ve done this before and recognise your first sale can be daunting, which is why we’re here to support you all the way - even once contracts have been exchanged.

Part of the Outstand.io service is bespoke procedural creation. From contracts to post sale processes such as putbacks and direct payments, we’ll create the paperwork you need to support your business - we can even help you put them into action.

We will also work closely with you to ensure the relevant ongoing systems and controls are in place to give you the oversight you require of the accounts, as the FCA would expect.

Face to Face Meeting

Let’s run through the process with you in more detail, explain the benefits of the process and answer any questions you may have.

Portfolio Analysis and Valuation

We will work to review and understand the data, working with our panel of buyers to get you an accurate and market leading valuation.

Offer Acceptance and Transfer

Once you approve, the money is transferred directly to you and your accounts are placed with a third party so you can get back to doing what you do best.

Ongoing Service and Support

Following the successful transaction we will continue to work with you to establish your post sale processes and integrate into your debt sale process to provide ongoing cash injections.

Work With Us

We understand the market, and our extensive background in financial technology means that we are able to stand out against other brokers. We strive to stay ahead of the curve and deliver results to your business.